Larry Wettlaufer

Ontario, Canada's oldest Commercial Insurance brokerage (since 1821). We specialize in Property/Casualty insurance and offer Group Benefits and Individual wealth-related insurance and financial planning services. My own specialties include Student Housing (a rapidly growing niche given the increased accommodation needs of the many universities within my geographic vicinity) and Wine-Grower/Vintner programmes, along with normal Property/Casualty and Professional Liability.
Responsible for Identifying Suitable Commercial Insurance Prospects, Marketing of Brokerage to Prospective Commercial Clients, Completion and Submission of Applications to Commercial Marketing and Personal Lines Departments, Sundry Risk Management per Requirements of Commercial Clients, Establishing Sales Goals and Budgets for Division.

Risk Review performs various outsourced Risk Management functions, including assisting with the annual structuring and marketing of commercial/corporate insurance through various insurance brokerages per a client's individual risk profile and commercial insurance reviews for various lenders per the terms of their legal agreements with their borrowers, thereby enabling a lender to know that all the pre-conditions and terms of their loans are being met at inception and ongoing review of a file.

Insurance, Risk Management and Financial Services.
Responsible for Identifying Suitable Mid-Sized Commercial Insurance Prospects, Marketing of Brokerage to Prospective Commercial Clients, Completion and Submission of Commercial Insurance Applications to Suitable Commercial Markets, Small Commercial Clientele to Independent Business Unit and Personal Lines Clients to Personal Lines Department, Sundry Risk Management per Corporate Insurance Clients’ Needs.

Life Insurance agency.
Responsible for Cross-Selling of Suitable Life Insurance Products to Existing Property/Casualty Clientele.

Personal and business insurance.
Outside Sales Producer Responsible for Soliciting Clientele and Writing of New Personal Lines and Small to Mid-Sized Commercial Insurance.

Independent ERA real estate brokerage, mortgage brokerage and life insurance agency.
Licensed (Florida) Life Insurance Broker Responsible for the Sale of Life Insurance to Mortgage Brokerage Clientele Referred by Lavender/ERA Real Estate.

Responsible for overseeing Consumer Lending in Lake County, Florida.
Managed Lake County Consumer Loan Department, including Establishing County’s Interest Rates, Approval of Consumer and Small Commercial Loans to a Pre-Established Lending Limit and Submission of Loans Excessive to that Limit to a more Senior-Level Officer or Lending Committee, as Necessary, Monitoring and Collection of All Delinquent Loans, Established Job Descriptions and Review of All Department Staff.

Managed Branch Office and Satellite Office in Pinellas Park (Suburb of St. Petersburg), Including All Staff, Approval and Collection of All Branch Loans, Reporting to Area Manager.

Supervised Currency Shipments from Bank’s Central Vault to Other Branches and Banks, Maintaining an Adequate Supply of All Currency and Coin, Ensuring Any Excessive Surplus was Maintained to a Minimum for Federal Reserve and Income-Producing Purposes, Reviewed Department Staff’s Performances Annually and More Often, as Necessary.

Accepted Bank’s Commercial Deposits, Prepared Coin Orders for Bank’s Large Commercial Depositors and Balanced Till’s Cash, Daily.

Supervised Bank Branch Operations, Including Internal Auditing, Preparation of Job Descriptions and Review of Staff, Signing of Bank Drafts, Progressively Promoted from Training Position in Kitchener to St. Catharines, Niagara-on-the-Lake and Corunna, Ontario.